Larry Nunemaker's Blog Posts

National Home Buyers Fund Loan Programs

http://www.nhfloan.org/programs/This websiteis an excellent resource for some down payment assistance programs that are available now.  If you would like to learn more about these programs,

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Did You Know That Agent Services To Buyers Are Free

Yes, that is right!  As a buyer you do not pay an agent a commission. We earn our commissions from the seller.  There is a very rare circumstance that a buyer ever pays a commission.

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Should I Sell My House How To Tell If The Time Is Right

http://www.realtor.com/advice/sell/should-i-sell-my-house/?cid=soc_2017editorial_20170104_69146446&adbid=10155026452802871&adbpl=fb&adbpr=35368227870No matter how many fond memories you’ve

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Terrified To Buy A Home Your Top Fears Debunked

http://www.realtor.com/advice/buy/terrified-to-buy-a-home/?cid=soc_2017editorial_20170104_69146896&adbid=10155024585477871&adbpl=fb&adbpr=35368227870Fear No. 1: ‘I’m afraid I can’t afford a

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7 Steps To Take Now If You Plan To Buy A House In 2017

Is 2017 the year for a new house? If so, it’s time to prepare before the spring real estate season gets underway. There are a number of steps you can take during these dreary winter months to make

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Jan 3 2017 Newsletter

Five events in Arizona this week Raptors on the Rails with Liberty Wildlife Jan. 7th Verde Canyon Railroad Schenpf Farms Winter wonderland and ice skating Until January 15th - Queen

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Greatest Benefit From Home Ownership

People talk a lot about the financial benefits.  Such as the tax write offs of mortgage interest and property taxes as well as creating equity instead of throwing your money away on a rental.

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Search Homes On The Go Use My Digital Business Card

Search Homes On The Go Use My Digital Business CardHi Everyone.  I recently connected to Jodi Weybright of Driggs Title.  As a gift to me she created a digital business card that I can

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Market Update For The Week Of September 12th

Hi Everyone, here is a market update from my lender Nicholas:

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Breaking News For USDA Loans

Hi Everyone.  Here is a breaking news email from my lender Johnny Alo: ;

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Market Update For The Week Of August 29

Hi Everyone,The link below is the market update for the week brought to you by my lender Nicholas Domenico.  If you have any questions about this week's market update please do not hesitate to

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House Hunting Tips For VA Buyers

House Hunting Tips For VA BuyersHere’s a look at three key tips for VA buyers preparing to start the house hunt from realtor.comhttp://www.realtor.com/advice/house-hunting-tips-va-buyers/?cid

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5 Most Common Questions About Mortgages Answered

5 Most Common Questions About Mortgages AnsweredHi Everyone, in this article there are 5 great questions and 5 great answers to common mortgage questions.  Below are the questions and the

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Home Prices Are Down Yet Existing Home Sales Are Slumping Why

An excellent read showing how the market is slightly turning in the buyer's favor:Home%20Prices%20Are%20Down,%20Yet%20Existing%20Home%20Sales%20Are%20Slumping.?

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5 Memory Boosters To Learn More In Less Time

Hi Everyone,I received a really great newsletter for 5 ways to boost your memory.  As a former educator, this article touches on strategies I used with my students every single year.  

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Market Update For The Week Of August 22nd

Hi Everyone,My lender Nick from Wallick and Volk sent me the market update newsletter for the week of August 22nd.  Without further ado here is the link to the market update.  Enjoy://

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Need New Health Insurance

Hi Everyone,Today will be a difference kind of blog.  Recently I had a friend, Jamie Lynch, reach out to me through LinkedIN and we discussed the high cost of insurance plans.  Though I

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Market Update From My Lender

Happy Wednesday!!  Today I am providing you with a link to an email my lender Nick sent me.  He is apart of Wallick and Volk, which happens to be one of the oldest lending companies in the

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Sellers Guide

Hi Everyone,Today I have a link for a Seller's guide that my title company created for all of our wonderful clients.http://online.flipbuilder.com/hjki/nahk/ - Seller's guide%20http%3A//online

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Buyers Guide

Hi Everyone,Today I have a link for a buyer's guide that my title company created for all of our wonderful clients.http://online.flipbuilder.com/hjki/dfet/ - buyer guidehttp://online.

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Home Buying Process Video By Driggs Title Company

Happy Monday Everyone!!  Below is a link to a short two minute video about the Home Buying Process.  This video is brought to you by my title company, Driggs Title Company."  Enjoy

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How Down Payment Assistance Can Help You Foot The Bill For A Home

How Down Payment Assistance Can Help You Foot the Bill for a Homehttp://www.realtor.com/advice/down-payment-assistance-programs/?iid=rdc_news_hp_carousel_theLatest&cid

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The Guide To Downsizing Your Home

The Ultimate Guide To Downsizing Your HomeAnother great article from Realtor.com.  The full article is in the link below.  Downsizing is a big decision.  To me it seems a bigger

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The Ultimate Guide To Downsizing Your Home

The Ultimate Guide To Downsizing Your HomeAnother great article from Realtor.com.  The full article is in the link below.  Downsizing is a big decision.  To me it seems a bigger

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What Credit Score Do I Need To Buy A Home

What Credit Score Do I Need to Buy a Home?This is a very common question among my clients and depending on the type of financing or down payment assistance program the answer can vary from 580 for

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6 Ways To Stop Robocalls

Happy Thursday Everyone!!  I received the following email from my lender Nicholas Domenico.  He provides great tips to stop those pesky Robocalls.  !

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8 Critical Things To Do Before Buying Your Home

Happy Wednesday Everyone.  I have not posted a blog for some time, but I did find something from Realtor.com that is of worthy note for home buyers.  The title of the article is the same

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5 Unexpected Lesson When Buying A Home

Happy Monday Everyone!!  As I continue my pursuit of being your knowledgeable realtor, I also feel I should share the articles I learn from.  One of my favorite sources is Realtor.com.

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My Loan Was Denied Now What

My Loan Was Denied!!    Now What??Happy Saturday everyone!  I came across the article on realtor.com.  It has a great amount of information on the reasons future home buyers get

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Which Projects Offer The Biggest ROI

This blog is to share a great newsletter from my lender connection in Gilbert, Arizona.  Her name is Patricia Marra and she sent me this piece the other day and it gives several great tips

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Buying A Home When You Have Student Loans

Happy Thursday everyone!!  I have been asked several times about buying a home when my client has student loan debt.  It is a great question but best answered by a lender.  Eric Kahn

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REASONS WHY NOW IS THE TIME TO BUY NUMBER 2

REASONS WHY NOW IS THE TIME TO BUY NUMBER 1Reason #2-Rising Rent:  With rents rising around 3% growth each year, taking advantage of affordable homes right now can benefit you(the buyer) in the

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Bankruptcy Foreclosures Short Sales Prior Loan Mods How Long Must Buyers Wait Before Obtaining Fina

Happy Tuesday Everyone!  I today's blog should be about the second reason why now is the time to buy.  But I received this email from one of my lenders and the information provided answers

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Reasons Why Now Is The Time To Buy Number 1

Reasons Why Now Is The Time To Buy Number 1Reason # 1- Mortgage rates will rise: Mortgage rates are at all-time historic lows!  But there are factors that play into current rates, such as

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Rent Vs Own Which Is More Affordable

Rent Vs Own Which Is More Affordable?According to a recent study by Trulia, purchasing a home in Arizona is at least 45% cheaper than renting a home.  Some of the savings may surprise you:Why

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Steps To Homeownership Part 10

Steps To Homeownership Part 10Part 10-Confirmation of Record:  The last and final step!!!  At the point the title company will authorize the escrow company to draft a check to the seller

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10 Steps To Homeowner Ship Part 8 And 9

10 Steps To Homeowner Ship Part 8 And 9Part 8-Funding:  A wire or check for the amount of the loan will be sent to the title company.Part 9-Close of Escrow:  Documents that transfer title

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10 Steps To Homeownership Part 7

10 Steps to HomeownershipPart 7 Signing Day:  The second most exciting day of the entire loan process!  Final loan and escrow documents will be prepared and signed by you (the Buyer) and

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10 Steps To Homeownership Part 6

10 Steps to HomeownershipPart 6 Final Loan Approval:  Should your loan receive approval or conditional approval. Keep in mind, that there may be financial conditions that need to be met before

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10 Steps To Homeownership Part 5

10 Steps to homeownershipPart 5: Processor's and Underwriter's review:        A loan processor will review the full file and send all pertinent information to an

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10 Steps To Homeownership Part 4

10 Steps to HomeownershipPart 4: Appraisal and property inspectionsOnce the seller accept your offer, an appraisal is ordered to identify an discrepancies between the sale price and appraisal

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10 Steps To Homeownership Part 3

10 Steps to Homeownership part 3Purchase and Sales agreement:   When you find the right home for you, the terms of sale are negotiated and I as your agent will present your offer to the seller

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Statistics Of The Cost Of Renting Vs Buying

Recently I researched renting vs. buying to find a series of content for my blog.  This table I found has some staggering statistics when it comes to renting vs buying.  Wouldn't it be

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10 Steps To Homeownership Part 2

In this series I will spend the next 10 days writing about the 10 steps of homeownership. If you have any questions In this series I will spend the next 10 days writing about the 10 steps to

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10 Steps To Homeownership

In this series I will spend the next 10 days writing about the 10 steps to homeownership.  If you have a question or would like to start your path to homeownership please reach out to me

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Down Payment Assistance Home In 5 Program

 One more program to look into!  Home in 5 has been around for several years and the best part is the grant does not have to be paid back!  Would you like to see if you qualify for

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Down Payment Assistance Home Plus Program

Happy Tuesday everyone!  Home Plus is another great down payment assistance program to help future home buyers with downpayment and closing costs.   Would you like to find out if you

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Pathway To Purchase Program

Below is information regarding to Pathway to Purchase program for Arizona.  It can help homebuyers come up with the downpayment for their new home.   If you are wondering if you would

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3 Percent Conventional Loan Program

Happy Monday!!  I received this email from my lender about a great 3% conventional mortgage loan.  Check out the details below: Conventional 3% Down is a Fannie Mae

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Things To Do In Arizona June 3rd June 6th 2016

Hi everyone!  Just as promised, it is Wednesday and a second blog of things to do in Arizona this weekend.  http://www.visitarizona.com/events-calendar/fairs-festivals#topOne such event is

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Things To Do In Arizona This Weekend

Hi everyone!For my first blog I wanted to do something outside of the real estate realm.  I know you all love receiving my emails on listings, lender tips, etc.   This post will be about

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Tempe Homes For Sale

Some great tempe homes currently on the market. ;

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Thanks For Registering

Thanks for registering for First Time Home Buyer information.Jon Baugues will contact you within 24 hours to set up a time to meet.In the meantime, feel free to browse the website and start to look

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